How To Get Medicare To Cover Your Dentures?
Although dentures are not that expensive compared to dental implants, they can still be very costly in the U.S. Meanwhile, dentures are a common need for senior citizens to replace their missing teeth, so many people often wonder if Medicare covers dentures. Here we have gathered some information for you to know more about Medicare before getting dentures.
Does Original Medicare (Part A and B) Cover Dentures?
Unfortunately, most Medicare plans don't cover dental. So, in most cases, you'd have to pay the full amount for even the most basic services like dental check-ups, yearly cleanings, extractions, let alone dentures or implants.
There are exceptions, though. Medicare might cover a dental procedure if it is required by another inpatient procedure covered by your insurance program.
For example, Medicare might cover a tooth extraction before a jaw surgery, but it will not pay for dentures you might need after the surgery.
So, How To Get Medicare To Cover Your Dentures?
There are several "Advantage" plans, like Part C, that can cover dental procedures and even dentures themselves.
These plans are offered by private companies. The cost and coverage vary from plan to plan, so make sure you choose a plan that covers your needs.
Are You Qualified For The Medicare Advantage Plan?
Before signing up for Part C, you need to enroll in Medicare Parts A and B first, which means you'll have to be a U.S. citizen or a permanent legal resident. Besides, you must also satisfy at least one of the following qualifications:
- 1. 65 years old and above and eligible for Social Security
- 2. Have a disability and receiving disability benefits for at least two years
- 3. Have end-stage renal disease (ESRD)
- 4. Have Lou Gehrig's disease
In addition, you must also be within the service area of a Medicare Advantage plan. Call Medicare or a professional insurance agent to find out more.
Other Ways To Get Dental Coverage
Besides Medicare Part C, there are also other ways to get dental coverage. You can purchase stand-alone dental insurance, sign up for a discount dental plan, or join your spouse's dental plan.
Although original Medicare does not cover dentures, there are other ways to help you finance them.
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